Auto Loans

If you need assistance in researching, warranties or auto buying assistance before you apply for a loan be sure to review our Auto Buying Assistance Services.

I recently purchased a car and the experience at the dealership was the typical hassle of haggling and negotiating. The dealer said that I would never get a payment less than $300 on the car that I was purchasing. I called 1st Advantage and spoke to Dawn in the loan department, filled out my application online at the dealership, and Dawn said that with my credit score I qualified for a 5.75% interest rate and that my monthly payment including GAP insurance would be less than $300. I hung up the phone, the money was deposited into my account, and I left in my new car thanks to Dawn and 1st Advantage.

Robert B, Member Since 1998

Auto Loan Rate Special

Finance your 2006, 2007, 2008, 2009, or 2010 vehicle
and receive rates as low as:

3.99% APR*

Read more...

An auto loan from 1st Advantage puts you in control with:

  • Up to 100% financing is available on new and used autos
  • Low fixed rate options
  • Terms from 24-84 months
  • No down payment required for qualifying members
  • Refinance auto loans from other financial institutions and lower your monthly payment
  • No processing fee
  • Loan approval within 24 hours
  • Low cost debt protection and cancellation up to $50,000
  • Choose a comprehensive warranty

We also offer loans on RVs, Boats, and More! read more...

 

Call 757-886-3337 Monday - Friday, 8:30am - 5:30pm to apply

or


*Limited Time Offer. Credit Restrictions Apply. Not eligible for any additional discounts. Not valid on existing 1st Advantage auto loans. APR = Annual Percentage Rate. Vehicle must have less than 75,000 miles. Terms up to 60 months. Limitations applicable, contact us for details.
 

Verified by VISA Program Change

VISA recently upgraded the Verified by VISA program and effective August 19th, members will be required to change their passwords for their VISA Debit Cards / Credit Cards to continue utilizing this security feature. If you have any questions or concerns please contact VISA at 800-443-7728.

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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency