Commercial Lending

1st Advantage can provide you and your business with many types of business loan services.

Commercial Real Estate

We offer very competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans for:

  • Commercial properties, both owner and non-owner occupied
  • Rental housing, apartment, or combination business/residential properties

Advantage Business VISA Credit Card

Advantage Business VISA offers a flexible way to streamline purchases and control your expenses. Separate business purchases from personal expenses and issue cards with spending limits for employees' purchases and travel.

Term Loans

Term loans are used to finance the acquisition or modernization of the company's productive assets. This includes:

  • Machinery, equipment, furniture, fixtures, and to make leasehold improvements
  • Expansion or modernization of facilities
  • Vehicles or other business transportation

Lines of Credit

A 1st Advantage Line of Credit provides your business access to cash for a variety financial needs.

Overdraft Protection

A checking account option that keeps temporary cash-flow issues from putting your business on hold.

Contact us to learn more about our Commercial Loans.

Vickie Noel, Business Relationship Manager
757-877-2444 ext. 3312
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All 1st Advantage Branches will be closed Friday, July 3rd & Saturday, July 4th. 

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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408