1st Advantage Checking

At 1st Advantage, our members don't just get the best products and services but they get options as well. We offer three great checking accounts so that you can choose the account that best suits your financial needs. All of our Checking Accounts offer Courtesy Pay^, VISA Debit Card*, Advantagenet and Call-A-Teller.



Monthly Service Charge $5 $7 (if balance drops below $250) $0
Minimum Balance $0 $250 $0
Dividends on balances over $100 on balances
over $500
Free 1st Advantage Exclusive Checks or discounted personalized checks yes no no
Free Money Orders yes no no
Free Cashier's Checks yes no no
Free Traveler's Checks yes no no
Earns increase on Certificate rates^^ yes no no
Courtesy Pay^ yes yes yes
Call-A-Teller (24-7 automated phone service) yes yes yes
Free VISA Debit Card yes yes yes
Access to over 65,000 Free ATMs** nationwide yes yes yes
Free Mobile Apps @ find1A.com
yes yes yes
Free Online Banking, Advantagenet yes yes yes
Free Direct Deposit yes yes yes
Advantage Financial Services
yes yes yes
Free Online Shopping Security, Verified By VISA
yes yes yes
Free Bill Pay yes no no
Payment Card Protection* yes yes no
Identity Theft Insurance* yes yes no
Purchase Protection and Extended Warranty* no yes no

Everyday Rebate Rewards*

yes no


Safety Deposit Box Discount yes no no

We also offer a teen checking account to teach our youth between ages 14 and 17 how to manage their financial future. Learn more about our iCount Teen Checking.

Open your Checking Account today by calling 757-886-3333


*Restrictions may apply, contact 1A for details.

**Applicable for VISA Debit Card holders at CO-OP, Allpoint, and 1st Advantage ATMs.

^A fee of $29 will be assessed to your account for overdrafts caused by check, ATM withdrawals or other electronic means.  You have 30 days from the date of the first negative transaction to bring you account to a positive balance.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  You may be disqualified from the program if: 1. Your account has been overdrawn for 30 days or more 2. You are past due on a loan or obligation with the Credit Union 3. Your account is subject to a legal or administrative order or levy 4. Your account has been closed.

^^Excludes specials. Certificate increase available on new certificates only. Contact 1A for additional restrictions and details.


Watch Our Ads

Open Account

Apply for a loan now!

Click 4 Answers

More Options

Mortgages Made Easy

Routing # 251480563  |  757-877-2444  |  800-359-7650

Find us on Facebook
Follow us on Twitter
NCUA Logo Equal Housing Logo
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408