Premier Checking

Our Premier Checking Account lets our members enjoy an account with no minimum balance requirements while earning dividends on balances of $100 or more. They will also receive a variety of free or discounted products and services including personalized checks, Identity Theft Insurance & deposit rate bonuses plus much more. Add these to those benefits offered to our Free Checking members and pay only $5 a month.

Our Premier Checking account offers a great deal of features including financial and security benefits. You can transfer funds to and from this account using our free convenient services including Call-A-Teller, Online Banking as well as using any of the over 65,000 Free ATMs.***

Checking Account Features

  • Direct Deposit
  • Free Online Banking
  • Advantage Financial Services
  • Free Call-A-Teller
  • Courtesy Pay**
  • Free Bill Pay
  • 20% discount for Safe Deposit Box Annual Fee

Financial Advantages

  • Free 1st Advantage Exclusive Checks
  • Discounted Personalized Checks
  • VISA Debit Card With No Fee*
  • Free Traveler's Checks
  • Free Bill Pay
  • 1/4% Increase on Certificates^
  • Everyday Rebate Rewards
  • No Minimum Balance Required
  • Low $5 Monthly Service Charge
  • Overdraft Protection

Security Advantages

  • Receive several ways to protect your identity from fraud
  • Payment Card Protection
  • $5,000 Identity Theft Insurance

Enjoy added security for all your online VISA card purchases with Verified by VISA.

Get Your Checks Faster - Reorder Online!

With just a few clicks of your mouse you can pick out designs, change options and have your checks sent straight to your home.

Check out our selection

Ready to order? Call 1-877-286-3623

Call 757-886-3333 Monday - Friday, 8:30am - 5:30pm to apply


*Restrictions may apply.

**A fee of $29 will be assessed to your account for overdrafts caused by check, ATM withdrawals or other electronic means.  You have 30 days from the date of the first negative transaction to bring you account to a positive balance.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  You may be disqualified from the program if: 1. Your account has been overdrawn for 30 days or more 2. You are past due on a loan or obligation with the Credit Union 3. Your account is subject to a legal or administrative order or levy 4. Your account has been closed.

***Applicable at Co-Op, Allpoint, and 1st Advantage ATMs with 1A VISA Debit Card.

^Excludes specials. Certificate increase available on new certificates only. Contact 1A for additional restrictions and details.


All 1st Advantage branches & drive-thru's are closing at 5:00 p.m. today, February 12. The NWS branch is currently closed due to a base closure.

Watch Our Ads

Open Account

Apply for a loan now!

Click 4 Answers

More Options

Mortgages Made Easy

Routing # 251480563  |  757-877-2444  |  800-359-7650

Find us on Facebook
Follow us on Twitter
NCUA Logo Equal Housing Logo
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408