Traditional IRA

A traditional IRA is a retirement plan that offers tax-deferred earnings, and the possibility for tax-deductible contributions. These tax advantages make the traditional IRA a powerful tool in creating a balanced, long-term savings plan. Be sure to also view our helpful IRA FAQ below.

A traditional IRA brings you significant upfront tax advantages, and with less money taken out for taxes, the power of compound earnings is strengthened. Your earnings are tax-deferred. Over the next several years, the amount you can contribute is increasing and may be tax-deductible if you qualify.

NOTE: NCUA has now increased retirement and Share Account coverage to $250,000.

With a Traditional IRA:

  • Earnings accumulate tax-deferred
  • Contributions are tax-deductible if you qualify
  • The amount you can contribute is increasing
  • No deposit required to open

Learn more from the Traditional IRA FAQ.

Use our IRA center to:

  • Open your IRA
  • Make a withdraw from your IRA
  • Contribute to your IRA
  • And much more
For additional information contact us at Click 4 Answers.

All 1st Advantage branches & drive-thru's are closing at 5:00 p.m. today, February 12. The NWS branch is currently closed due to a base closure.

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408