It Pays To Refinance

Earn up to $100^ cash back!

Lower your car payment with rates as low as 1.74% APR!* You can save hundreds, even thousands of dollars over the life of your auto loan by refinancing with 1st Advantage. Plus, earn up to $100^ cash!

Benefits of Refinancing with 1st Advantage:

    • Up to $100^ cash back
    • Rates as low as 1.74%* APR for up to 72 months
    • No payments for 90 days*
    • Low monthly payment 
    • Fast and simple application process
    • No application fee

      Get started now by calling 757-886-3337,

      stop by any convenient branch location or

      Apply Now!


      ^Receive $100 cash when you refinance a loan from another financial institution of $20,000 or more with 1st Advantage. Receive $50 cash when you refinance a loan from another financial institution under $20,000 with 1st Advantage. Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant's savings account between 60-90 days of loan funding date. Existing 1st Advantage loans are not eligible for this offer. Offer expires 12-31-2015. 

      *Annual Percentage Rate = APR. Rate based on creditworthiness and term of loan. Your savings may vary. Offer available only on refinance of existing auto loans from another financial institution. Existing 1st Advantage auto loans are not eligible for this offer. This rate applies to 2010-current vehicles with less than 75,000 miles, maximum term of 72 months. Rates and terms are subject to change without notice. Certain restrictions apply. Limited time offer.  No payments for 90 days on approved and funded loans.

       All branches will be closed on Thursday, November 26th in observance of Thanksgiving.


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      Routing # 251480563  |  757-877-2444  |  800-359-7650

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      We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408